Umbrella coverage is so named because it acts like an umbrella sitting on top of your current liability policies to provide extra protection. Umbrella insurance policies provide additional coverage after the limits of your underlying policy are reached.

Whether it's for your home or business, Umbrella insurance is an affordable extra layer between you and a financially devastating lawsuit.

Umbrella policies typically cover:

• Liability judgments that exceed the liability coverage limits on your business, home or auto policies. (In other words, after your primary policy pays it's maximum damages the umbrella policy would kick in for to cover any overages.)
• Situations where you (or your employee, child or pet) cause bodily injury, property damage, or personal injury (including such injuries as libel and slander).
• Legal fees and defense costs.

Because no one expects a disaster or law suit to strike, it’s important to cover unsuspected events. Umbrella coverage is affordable and could be essential to protect your home or business.

Talk to the insurance experts at The Grogan Agency who can explain the appropriate insurance coverages for your business needs.

Additional Business Insurance Areas:

• Business Property & Casualty
• Professional & Product Liability
• Surety & Fidelity Bonds
• Umbrella & Excess Coverage
• Safety & Risk Management
• Personal Insurance
   

Give us a call for an umbrella insurance policy quote today!

For more information or to get a quote, please contact us toll free at (877) 694-4000 or by using our request quote form today.